BUMPER asked: My wife and I are both on Social Security.We dont have alot of money,but enough to invest $50 to $100 each month.We are in our early 40’s and would like to have a little nest for the future.I am very green when it comes to investing.I am a little leary about investment firms. [...]

djave djarvoo ‘djas originel asked: because there has to be a reason why large companies are buying them up!…A friendly financial advisor has told me that you should NEVER surrender it?…for example…a 25yr endowment policy takes appx.8yrs to pay off service charges?…then gives little or no gain…for the next 15yrs?…THEN in its final 2 years…JACKPOT!…it [...]