Moxy12 asked:


my fiance’s car was broken into today, and they got his laptop, and some expensive software…
we have tennant insurance, will it cover contents from his vehicle?

Zandra

Stephen asked:


hi i was walking home from work thursday night this week and i got attacked but two men armed with knives. i gave them what i had, my wallet(not much in it, thank god), my phone(samsung pixon), and my 3 week old new armani watch(cost just under 400 euro, had been saving for months)

i went to the police station once i got home. there is zero chance of getting these items back but the police are very aware of the situtation and looking into it. i am really gutted to lose all these items.

i was simply wondering if the phone and watch would be covered under home and contents insurence. i am not 100% sure what the details of my parents policy is, neither item is specificially mentioned on the insurance policy. but would they be covered anyways?
any feedback would be greatly appreciated

Jennilee

TrishM asked:


I am 23 moving into a small condo alone. It is 1 bedroom, 1 bath, small dining room, kitchen, and family room. Brand new everything (floors, carpet, washer, dryer, all kitchen appliances). Normal furniture that most woudl have. Is 20,000 enough?

Beate

HJ asked:


I’m just about to move into a rented flat with my girlfriend, and we’re trying to get our insurance sorted, but one thing is worrying me. If we have tenants contents insurance, and we accidentally cause structural/building damage (eg. by causing a flood or a fire), will the landlord’s insurance cover the repairs, or will we be expected to (as we caused it).

Most contents insurances we’ve looked at only cover you for between 2k and 12k of damages to the landlord’s fixtures and fittings, and say nothing about cover for structural damages. it also seems that we can’t get building insurance, as we don’t own the property.

so if the landlord’s insurance expects us, the tenants, to pay for any building damages we may cause, and our contents/tenants insurance doesn’t cover that, would we be personally liable for tens or hundereds of thousands of pounds of costs?

thanks

Benedetta

po asked:


If my house gets broken into and everything stolen how can I prove to my insurer what I own? Will photos be enough?

I don’t have any receipts.

Jiri

The Chanster asked:


Save myself hundreds of pounds but why can’t life be so much simpler!

Roxanna

Alz1711 asked:


I am paying the contents insurance but do I also have to pay the building insurance??

MaryLynn

Stan A asked:


I have a second hand laptop that was broken inside the house. I wondered if my insurance would cover that and replace me with another one….

Caryl

kuklablue asked:


I bought a condo and the outside structure is covered by an insurance policy which is paid for thru monthly maintenance. What additional insurance do I need to buy to cover the rest of my stuff? What’s does one cover that the other doesn’t? Is there a difference in price?

Methi

moo asked:


Hi, I an wanting to insure my contents only. I live in Queensland and am insuring about 90000 in contents. I am after suggestions of the best company to go with. Thanks:-)

Dennis