January 23

Will an insurance company insure our home if there is a unpermitted cottage?

Posted by admin . Filed under Renting & Real Estate | 2 Comments

Happy asked: I’m in the process of buying a foreclosure home (Saratoga,CA, can’t transfer the insurance since it has already lapsed) that has a detached unpermitted cottage (2 bedrooms, kitchen, bathroom and living room total of 900 sq ft), the main home also has a unpermitted converted garage that is used as a in law [...]

January 21

Why is home insurance limited to each and every different type of disaster?

Posted by admin . Filed under Maintenance & Repairs | 1 Comment

Craptacular Wonderment asked: The home is either livable or NOT livable…it matters NOT what disaster ruined the home..
Why then is it that you have to pay extra for each different type of circumstance? An accident is an accident…. a disaster is a disaster… the home can only be burned, flooded, distroyed by earthquake [...]

January 15

Why home insurance companies are sensitive to lapses in the insurance?

Posted by admin . Filed under Insurance | 6 Comments

francine asked: When I shop for a home insurance I am always asked if my home is currently insured or if there are lapses in my insurance policy. Some companies outright refuse to give me a quote when I tell them that I haven’t had home insurance in the last 3-4 months. I am wondering [...]

January 11

Does home insurance cover when you rent out the house and the tenant causes a house fire?

Posted by admin . Filed under Maintenance & Repairs | 1 Comment

janey asked: Does home insurance cover when I rent out the house and the tenant causes a house fire (assuming the house completely burnt down)? If not, do I need to buy landlord’s insurance or ask the tenant to buy renter’s insurance? Where can i compare home insures? ThanksSamir

January 9

How can I buy home insurance if I use one room for my business?

Posted by admin . Filed under Small Business | 3 Comments

maximina asked: Hello there! I am a freelance web publisher so basically I work from home using my laptop. My husband and I just bought our first home. The other day I was shopping around for home insurance when an agent told me if I run my home business many carriers will mark me as [...]

October 19

How do I start investing in the stock market?

Posted by admin . Filed under Investing | 10 Comments

JAyL33N asked: I’ve been interested in investing a lil bit of money in the stock market, but I know it’s risky. Any advice on how to start investing?Luong

October 18

Is putting the work into investing in the stock market worth it?

Posted by admin . Filed under Investing | 5 Comments

yus_yus_13 asked: Keep in mind I am 17 years old. I’ve heard plenty of stories of those who’ve made millions through the stock market, but I don’t want to invest every free hour I have in an attempt to make money, which may not even be that profitable. Do you think the hard work and [...]

October 15

How do you get into investing in stocks and bonds? What is the minimum to invest?

Posted by admin . Filed under Investing | 7 Comments

ga_peach12006 asked: I’m thinking about investing in stocks and bonds but I don’t know the first step to take in investing in one. Do I go through a broker? How do I find one? How do I find one that won’t jip me out of money?Goldy

October 11

What are the benefits of investing in stocks?

Posted by admin . Filed under Investing | 4 Comments

heatherette asked: I am very interested in investing, but I really don’t know how or what the benefits. How does it work in simple terms? I guess I need to read “Investing for Dummies” or something. Basically, if I put $20 towards a stock, if the company is still around in 10 years will I [...]

October 5

Where can a person start investing into an IRA that doesn’t require a lot of money for the initial deposit?

Posted by admin . Filed under Investing | 1 Comment

akrigby1996 asked: A friend works part time, her husband full time. Her employer does not offer a retirement plan, her husband is in his 401k plan. She wants to start investing some of her money to a retirement plan but does not have any money to initially deposit. Is it even possible for her to [...]

 
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